account_balanceExpert Ranked 2026
Best Financial Planning Software of 2026
We tested the top financial planning platforms for goal tracking, net worth monitoring, investment management, and retirement projections.
📊 Net Worth Tracking🎯 Goal Planning🤖 AI-Powered Insights
Top Financial Planning Tools Ranked
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Empower (formerly Personal Capital)
Best Free Financial Dashboard
Free dashboardInvestment trackerRetirement planner
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Quicken
Best for Comprehensive Tracking
From $35.99/yrTax reportsBill manager
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Tiller Money
Best for Spreadsheet Users
30-day free trialGoogle Sheets syncFull control
Frequently Asked Questions
Do I need a financial advisor or software? ▼
Financial planning software is ideal for self-directed individuals who want to manage their own finances. If you have complex tax situations, business income, or estates over $1M, a fee-only CFP is worth considering alongside software tools.
Is Empower really free? ▼
Yes, the financial dashboard and planning tools are completely free. Empower also offers paid wealth management services (0.89% AUM fee) for those who want a human advisor, but the software itself has no cost.